| I have written other articles on various
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| | whole life: participating, and
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| types of insurance - I do this mostly as
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| | non-participating. Without going into
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| an aid to my chronic insomnia - and this
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| | too much detail, participating earns
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| article, Good Reader, is yet another one.
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| | dividends, which ideally, eventually pay
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| Grab your blankie and pillow, and pull
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| | the premium for you, and make the policy
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| up a mattress. It's insurance time
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| | self-supporting. Non-participating does
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| again.
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| | not pay a dividend, but premium payments
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| Do I really need to get a life insurance
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| | may only be due for a fixed number of
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| quote? I was just enjoying my nap.
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| | years. Sticking with the previous
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| Wouldn't you like to know what the
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| | analogy, here Vinnie invests your money
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| heartless computer-generated actuarial
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| | in a couple of Laundromats, pizzerias,
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| tables say your life is worth? Wouldn't
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| | and pawn shops, and gives you a "piece of
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| you like that dot matrix, dollars and
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| | da pie."
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| cents version of you? Yeah, okay, me too.
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| | Universal Life Insurance
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| Plus, you need to provide for the
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| | This is also a permanent insurance, but
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| future, just in case.
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| | it has a flexible premium as well as a
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| You can get a life insurance quote
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| | flexible death-benefit amount. The
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| through myriad sources, including the
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| | amounts depend on how the underlying
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| Internet. On the Internet, you can hide
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| | investments did the previous year. If
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| behind an anonymous keyboard and mouse,
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| | you buy this type of insurance, you have
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| and avoid the high-pressure pitch from
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| | to be prepared to possibly pay a higher
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| Trevor of Mutual Indemnity Life and
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| | premium on occasion, or have your
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| Casualty Partners Limited, LLC of East
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| | beneficiary receive less (or more) than
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| Sausage, New Brunswick. But before you
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| | was expected. As investments go, it's
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| can get your life insurance quote, you
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| | relatively low risk. You can look at it
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| have to decide what type of life
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| | as a combination life insurance policy
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| insurance you want or need, as there are
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| | and savings account. In this situation,
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| several.
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| | Vinnie invests your protection money in
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| Prior to getting a life insurance quote,
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| | higher risk deals, like a casino or
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| understand the three most common types of
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| | offshore oil drilling, and requires you
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| life insurance: Term Life, Whole Life,
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| | to maintain flexibility in your payments.
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| and Universal Life.
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| | "We need'a extra c-note dis week on
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| Term Life Insurance
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| | account'a dem lowlife inspectors needin'
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| This is a temporary insurance, often
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| | a little extra palm greasin'."
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| purchased in five- or ten-year terms. It
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| | Okay, I get how "Vinnie" works. Now am I
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| tends to be the least expensive of the
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| | ready for a life insurance quote?
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| three, but as such, accrues no cash
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| | Why, yes! And as I stated earlier, you
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| value. When you stop paying, you have
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| | can get a life insurance quote from many
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| nothing to show for it. It's like
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| | places. You can Google "life insurance
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| renting as opposed to buying - no equity
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| | quote" and be shown plenty of options.
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| buildup. Or to put it another way, it's
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| | If you have an insurance agent, or have
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| like paying protection to money Vinnie
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| | worked with one in the past that you
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| "Knuckles" Falzone - when you stop
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| | trust, set up a meeting. He can give you
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| paying, you gotta problem, capisce?
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| | the benefit of his experience with the
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| Whole Life Insurance
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| | market, knowledge of specific insurance
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| This is a permanent insurance. It
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| | companies, and understanding of your
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| provides lifetime protection, but its
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| | particular financial situation, to get
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| fixed premium is generally paid for the
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| | the best life insurance quote for your
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| life of the policy (meaning your life).
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| | needs. Despite what I said earlier about
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| This type of policy builds up a cash
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| | the Internet, working with a financial
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| value and can therefore be used like any
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| | expert is probably the most sensible
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| other asset - as loan collateral, for
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| | approach. Even if his name actually
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| example. There are however, two types of
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| | turns out to be Vinnie.
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